Meet global demand with access to dollars
Bring dollar access directly to your users around the world with USDC, the world’s largest regulated1 stablecoin.
Dollar stability. Global utility.6
Value storage
Help protect your customers from currency volatility with dollarized accounts that provide a secure way to store value with USDC.
Remittances
Replace slow, expensive cross-border payments with near-instant, low-cost remittances in USDC, giving your customers more value with every transaction.
Payroll
Allow your employees to receive all or some of their paycheck in USDC. Pair digital payroll with debit cards or local currency conversions, making spending effortless in any region.
USDC is a pillar of Airtm's infrastructure as the first end to end electronic payment service built on a blockchain. USDC isn't just the safest version of digital cash, it's a global money transport network that lets our clients take their money anywhere and exchange for anything safely and efficiently.”
Neobanks
Provide access to a secure store of value, even in volatile global economies. With USDC, your customers can confidently save and transact globally with 1:1 redeemable digital dollars.
Fintechs
Boost your competitive advantage and earn customer loyalty by delivering low-cost, dollar-denominated transactions with USDC.
Enterprise
Eliminate FX risk for e-commerce and global marketplaces, allowing your customers to buy, sell, and spend with digital dollars in high demand.
Digital dollars drive real impact
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Airtm5 uses Circle’s infrastructure to deliver fast, low-cost USDC payouts, helping businesses save 35% on cross-border payments while giving workers stable, easily convertible dollar-based earnings.
Félix uses USDC to streamline US-to-Mexico remittances, boosting profitability while offering their customers dollar access and more competitive cross-border transaction rates.
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Lemon partnered with Circle to give Argentinians access to USDC, fueling 200x user growth and a 3x rise in USDC adoption and cementing Lemon as a trusted financial solution.
The gears that put dollar access in motion
Start delivering dollars
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FAQs
- Dollar substitute: Your customers don’t need to hold US dollars to get the benefit of a stable, inflation-resistant currency. With a Circle Mint account you can redeem USDC for US dollars 1:1, making it a trustworthy alternative for both you and your customers.
- Global utility: USDC is the most widely used regulated dollar stablecoin in the world. It works across many blockchains and popular wallets, meaning that you can empower your customers to use it to send money worldwide.
- Earning opportunities: USDC is widely used in decentralized finance. You can enable users to access digital financial services.
- End-to-end solution: Circle can provide the components you need, including access to USDC for you and your users.
While there are other USD stablecoins available, USDC provides stability and easy access. Here’s how:
- Lower risk: Circle’s reserve management and approach to regulation helps you to transact with confidence.
- Circle Mint enables liquidity providers and qualified businesses to redeem USDC 1:1 for USD.
- Everyday users can use digital wallets and exchanges to convert between USDC and local currency.
- USDC reserves are transparent, audited, and backed by cash and cash-equivalent assets.
- More useful: USDC is an open protocol and has the largest circulation of any regulated, open-dollar stablecoin. This makes it more useful to your customers because they can send it around the world.
- Low cost: With Circle Mint you can mint and redeem at low-cost relative to third-party liquidity providers
Circle and USDC allow people around the world to easily access digital dollars so they can benefit from the strength and stability of the USD.
- Circle Mint: Send USD to Circle and we mint an equivalent amount of USDC for you with no fees.
- Exchange: Send fiat to a crypto exchange or other liquidity provider and use it to purchase USDC.
Getting USDC is only the first step. From there, you can help your users to securely hold and spend their USDC by enabling:
- USDC Storage: Enable users to securely store USDC using Wallets, or hold it for them using a secure 3rd party custody provider.
- Deploy USDC: Allow users to spend USDC, or convert it into local currency.some text
- Linked card: Attach a prepaid debit card to your users’ accounts to allow them to spend their balances at merchants.
- Local currency conversion: Allow users to convert USDC back to local currency in their bank account through an exchange or other liquidity provider.
- Use on-chain: Allow users to send their USDC to anyone with a wallet
USDC is a digital dollar backed 100% by highly liquid cash and cash-equivalent assets and is redeemable 1:1 for US dollars for Circle Mint customers. For each USDC in circulation, there is an equal amount of USD assets in Circle’s reserves. Because it can be accessed through a variety of exchanges, protocols, and consumer finance apps worldwide, people living in countries with less stable currencies can convert local fiat to USDC and benefit from the strength of the dollar.
- USDC is issued by regulated entities of Circle. A list of Circle’s regulatory authorizations can be found here.
- All-time volume represents the total amount of USDC onchain activity that took place between September 2018 and Apr 14, 2025 8:00 PM. This represents EVM token transfer volume on native and canonically bridged USDC on the following chains: Arbitrum, Avalanche, Base, Binance, Ethereum, Fantom, Linea, Mantle, OP Mainnet, Polygon PoS, ZKSync.
- Demand for U.S Banknotes at Home and Abroad: A Post-Covid Update.” Board of Governors of the Federal Reserve System Ruth Judson. March 2024. Retrieved from: https://www.federalreserve.gov/econres/ifdp/files/ifdp1387.pdf
- The International Role of the U.S. Dollar.” U.S. Federal Reserve. October 6, 2021. Retrieved from: https://www.federalreserve.gov/econres/notes/feds-notes/the-international-role-of-the-u-s-dollar-20211006.html
- Circle Ventures, an affiliate of Circle Internet Financial, LLC, has invested in Airtm.
- Circle Mint customers are able to redeem USDC directly from Circle. In addition, Circle will redeem all USDC presented to it for redemption in compliance with MiCAR, regardless whether the holder is a Circle Mint customer. Circle Mint is currently available only to institutions and is not available to individuals.
- Circle Mint and money transmission services are provided by Circle Internet Financial, LLC. Circle Internet Financial, LLC, NMLS # 1201441, is a licensed provider of money transmission services. A full list of Circle’s licenses can be found here.
- Wallets are provided by Circle Technology Services, LLC (“CTS”). CTS is a software provider and does not provide regulated financial or advisory services. You are solely responsible for services you provide to users, including obtaining any necessary licenses or approvals and otherwise complying with applicable laws. For additional details, please click here to see the Circle Developer terms of service.
- January 1, 2024–January 1, 2025. CoinMarketCap. Retrieved from: https://coinmarketcap.com/currencies/usd-coin/
- Circulation last updated as of Apr 15, 2025 9:11 AM