Circle Payments Network

Pilot

A new standard for global money movement

Circle Payments Network (CPN) connects financial institutions to orchestrate global money movement — powered by stablecoins.

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Partners

A network without boundaries¹or delays

CPN enables fast, cost-effective, and compliant global payments.

24/7 near-instant settlement

Blockchain transactions can settle in seconds, so you can mitigate pre-funding and increase capital efficiency.

Compliance-first architecture

All CPN members are vetted for appropriate licensing, regulatory compliance, operational risk management, security, and more.

The world within reach

Onboard with a single tech stack that unlocks a global marketplace of payment providers without requiring bilateral agreements.

CPN reimagines what global money movement can be

Flow diagram showing the traditional payment process with multiple intermediaries, including separate entities for identity verification, payment authorization, and settlement, resulting in a longer and more complex payment chain.

Advisors

“By orchestrating stablecoin payments, Circle Payments Network enables payment providers to unlock new markets and new business models faster than ever before.”

“

Nikhil Chandhok

Chief Product & Technology Officer, Circle

Download the CPN whitepaper

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Powered by USDC, the world’s largest regulated² stablecoin

*CPN leverages Circle’s trusted stablecoins (USDC and EURC) alongside regulated payment stablecoins to provide a compliant, seamless, and programmable platform for payments on the internet. For more information on CPN architecture and how it works, download the whitepaper.

$26T+

All time volume³

185+

Countries supported for fiat on- and off-ramping

78%

Yearly growth⁴

Modern infrastructure for global payments

CPN enables seamless, near-instant money movement across previously fragmented networks, without needing to stitch together dozens of banks, PSPs, FX providers, and compliance processes.

Become a partner

CPN was recently unveiled at a Circle product launch event and remains in early access. Membership is restricted to financial institutions that meet CPN’s eligibility requirements.

Circle Technology Services, LLC (CTS) is the operator of Circle Payments Network (CPN) and offers products and services to financial institutions that participate in CPN to facilitate their CPN access and integration. CPN connects participating financial institutions around the world, with CTS serving as the technology service provider to participating financial institutions. While CTS does not hold funds or manage accounts on behalf of customers, we enable the global ecosystem of participating financial institutions to connect directly with each other, communicate securely, and settle directly with each other. CTS is not a party to transactions between participating financial institutions facilitated by CPN who use CPN to execute transactions at their own risk. Use of CPN is subject to the CPN Rules and the CPN Participation Agreement between CTS and a participating financial institution.

Subject to applicable laws and regulations. Service not available in sanctioned countries.
USDC is issued by regulated entities of Circle. A list of Circle’s regulatory authorizations can be found here.
All-time volume represents the total amount of USDC on-chain activity that took place between September 2018 and Apr 6, 2025 8:00 PM. This represents EVM token transfer volume on native and canonically bridged USDC on the following chains: Arbitrum, Avalanche, Base, Binance, Ethereum, Fantom, Linea, Mantle, OP Mainnet, Polygon PoS, ZKSync.
January 1, 2024–January 1, 2025. CoinMarketCap. Retrieved from: https://coinmarketcap.com/currencies/usd-coin/.