Exchange

USDC is a preferred dollar stablecoin used on the largest U.S.-based cryptocurrency exchange.

DeFi Protocol

USDC facilitates loans to businesses in emerging markets.

Lending App

USDC serves as efficient short-term working capital for remittance businesses.

Focus on growth, not risk

USDC is a safe, straightforward alternative to unregulated, opaque stablecoins.

Safer custody

Fully backed by liquid reserves held at leading financial institutions

VS

Opaque reserve management

Transparent

Reserves verified monthly by a Big Four accounting firm

VS

Less reliable, off-shore auditors

Wide adoption

The dominant stablecoin used in decentralized finance

VS

Stablecoins that institutional investors
can’t trust

Low-cost availability

Near instant fee-free liquidity through Circle Mint*

VS

Expensive or difficult-to-access liquidity

Expand access to crypto capital markets

Circle can provide what you need to incorporate USDC into your exchange, DeFi protocol, consumer finance app, or other application.

Access USDC

Use Circle Mint for fee-free, near-instant access to
USDC 24/7

Amplify growth

Drive customer adoption with co-marketing and growth campaigns in partnership with Circle

Embed wallets

Provide user-friendly USDC custody and transactions for your users with our wallet as a service product, Programmable Wallets

*Circle Mint account users are automatically enrolled in the standard redemption feature. With standard redemption, it’s free to burn up to $15M/day; a fee of .1% will be charged for redemptions greater than $15M. Standard redemption burn transactions will be processed by Circle near-instantly. Circle Mint account users who opt-in to the basic redemption option will not be charged a fee to burn regardless of the transaction amount.  With basic redemption, burn transactions will be processed by Circle within two (2) business days.  For more details, please refer to the Help Center.

FAQs

Here are some of the key ways Circle’s access to crypto capital markets solution works for consumer finance apps, exchanges, DeFi protocols, and market makers.

  • For consumer finance apps
    • Enable users to hold USDC and other digital assets on your app by embedding Programmable Wallets.
    • Use Circle Mint to provide fast, low-cost access to USDC for your customers.
  • For exchanges
    • Use Circle Mint to give fast, low-cost access to USDC for your customers.
    • Enable more trading pairs with USDC.
    • Allow users to bring funds onto your exchange via USDC.
    • Encourage users to settle trades in USDC for safe storage of value.
  • For DeFi protocols
    • Make USDC the preferred stablecoin for finance activities on your platform.
  • For market makers
    • Use Circle Mint to provide fast, low-cost access to USDC for your customers.

With the help of Circle, you can make USDC the default currency that your customers use in crypto capital markets. This provides them with multiple advantages, including:

  • Safety: The funds that back USDC are transparently held in cash and cash-equivalents while monthly attestations are released to show the amount of USDC reserves always exceed the amount of USDC in circulation. Circle holds money transmitter licenses in all relevant US jurisdictions, as well as relevant international licenses.
  • Liquidity: USDC is one of the most widely used regulated stablecoins in the world.  It is heavily used in decentralized finance applications and it is a trusted dollar-equivalent asset for institutional traders and finance professionals.
  • Speed and low costs: You can convert dollars to USDC, and vice versa, near-instantly and for fractions of a cent. 24/7 USDC minting and redeeming is available through select banking partners.