The Genius Act is now US law

This is the moment we’ve been building for

The US standards for stablecoins have been set. The opportunities are greater than ever.

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Photo of a government building and American flag.

The US has officially made financial history

Construya sobre blockchain sin las complejidades propias de esta e integre billeteras adaptadas a su aplicación.

The GENIUS Act marks a historic milestone for stablecoin legislation in the US — and a clear path forward for USDC.

Regulatory certainty

Businesses now have clear rules for how to build with and use stablecoins like USDC.

Consumer protection

Users gain stronger safeguards for custody, redemption rights, and financial transparency.

Institutional confidence

Banks, fintechs, and enterprises can adopt stablecoins with legal and compliance certainty.

Dollar leadership

The US dollar is reinforced as the trusted reserve currency worldwide.

USDC

Responsible before it was required. Ready now that it is.

With federal rules in place, USDC is a trusted global stablecoin built for what’s next.

Regulated and secured

USDC is the world’s largest regulated¹ digital dollar issued by Circle, and it’s cryptographically secured on blockchain.

Respaldo total

Every USDC in circulation is backed by US dollar and cash equivalent assets that Circle has in its publicly visible reserves.²

Globally accessible

Used by millions around the world with a lifetime onchain transaction volume of $32.8T,³ USDC is available in 185+ countries.⁴

Transparent and assured

Reserve assurances are issued monthly by a Big Four accounting firm, and are publicly available 24/7.²

See what Circle has to say

Circle’s GENIUS Act Readiness and Path Forward

July 18, 2025

Additional news

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U.S. Congress Passes Historic Stablecoin Bill

Policy

GENIUS Act

Preguntas frecuentes

The GENIUS Act is the first bipartisan federal law in the US that establishes clear, enforceable standards for stablecoins. It brings long-awaited regulatory certainty, sets consumer protection rules, and reinforces the role of the US dollar in digital finance, reinforcing its global leadership.

Developers and enterprises can now build with stablecoins under clear US legal and regulatory frameworks — removing uncertainty and accelerating adoption.

While others are adapting to new rules, USDC has already been building toward them. It's fully reserved, globally accessible, and regularly attested to by a Big Four accounting firm. It’s a stablecoin used by millions around the world. Learn more about USDC.

Circle offers enterprise-grade APIs, robust developer tools, and global infrastructure to help you get started fast. Whether you're building apps, handling cross-border payments, or exploring onchain finance, we’re ready to help you make your move. Explore our case studies to see how developers and businesses are building with USDC.

Whether you're evaluating stablecoin use cases, exploring cross-border payments, or modernizing your treasury operations, Circle provides streamlined support and deep integration experience. Our team will partner directly with you to design and implement powerful, scalable solutions with USDC. You can get in touch with our team about partnership opportunities here.

La emisión de USDC está a cargo de entidades reguladas de Circle. Aquí encontrará una lista de las autorizaciones regulatorias de Circle.
USDC is backed by the equivalent value of US dollar denominated assets held as reserves for the benefit of USDC holders. Cash is held at regulated financial institutions. The portfolio of the Circle Reserve Fund, which can contain short-dated US Treasuries, overnight US Treasury repurchase agreements, and cash, is custodied at The Bank of New York Mellon and is managed by BlackRock. More information can be found here.
As of July 14, 2025.
Circle Mint admite giros electrónicos internacionales y transferencias bancarias nacionales en más de 185 países. En este momento, Circle Mint está disponible solo para instituciones.